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Quantify physical climate risk. Build resilience in your

Prudent empowers organizations with science-driven climate intelligence, helping you anticipate risks, safeguard investments and build resilience in a warming world.

Quantify physical climate risk. Build resilience in your

Prudent empowers organizations with science-driven climate intelligence—helping them anticipate risks, safeguard investments, and build resilience in a warming world.

Features

In-depth Hazard coverage

Advanced, high-res NatCat modelling

Integrated Climate Change scenarios

Hazard and asset-specific damage & Business Interruption curves

Contextualized benchmarks & indices

Modular and Flexible

FoundationsFoundations

Scalable solutions across diverse industries

Insurance

Use Cases:

  •  Climate Science powered underwriting
  • Parametric insurance
  • Claim validation

Key Benefits: 

  • Competitive edge with climate aware product design and underwriting
Banks & FIs

Use Cases: 

  • Stress testing & scenario analysis
  • Portfolio-level risk integration
  • Geospatial monitoring
Key Benefits:
  • Ensure regulatory compliance
  • Build resilient lending portfolios
  • Unlock climate-informed product innovation
Infrastructure & Real Estate
Use Cases: 
  • Geospatial site intelligence
  • Climate-resilient engineering
  • Resilient project planning
Key Benefits: 
  • Climate-proof developments
  • Secure investor confidence
  • Reduce long-term costs
Manufacturing
Use Cases: 
  • Geospatial monitoring
  • Facility risk assessment
  • Supply-chain climate risk management
Key Benefits: 
  • Reduce production losses
  • Enhance climate disclosures
  • Strengthen competitiveness
Asset Mgmt. (AIFs, REITs)

Use Cases: 

  • Climate due diligence
  • Portfolio resilience planning
  • Asset-level risk evaluation

Key Benefits: 

  • Climate-aligned investment decisions
  • Transparent disclosures
  • Stronger investor confidence
ESG Advisory Firms

Use Cases: 

  • Physical climate risk integration in ESG frameworks

Key Benefits: 

  • Deliver comprehensive ESG offerings
  • Achieve product differentiation
  • Support clients with resilience metrics

Case Studies

Case Study – Building long-term climate resilience for an infrastructure EPC company

Problem Statement

Assess Climate Hazard footprint & its financial impact across multiple assets (e.g. highways) for baseline and future climate change scenarios

Approach
  1. Divide the highway into granular segments and toll plaza zones to account for variations in topography, meteorology, and socio-economic conditions
  2. Automated hazard and vulnerability assessment

Outputs

  • Risk Assessment – Provides normalized hazard and socio-economic vulnerability scores to quantify exposure and sensitivity.
  • Impact & Response – Estimates climate-related financial impacts and identifies specific adaptation and resilience measures for assets.
  • Monitoring & Reporting – Offers time-series visual analytics of multi-hazard trends and delivers detailed reports on highway assets.

Benefits

  1. Deeper understanding of:
  • Physical climate risk  
  • Mitigation measures
  • Financial impact

2. Strengthen investor confidence through robust climate risk management

Case Study – Building long-term climate resilience for an infrastructure EPC company

Problem Statement

Assess Climate Hazard footprint & its financial impact across multiple assets (e.g. highways) for baseline and future climate change scenarios

Approach
  1. Divide the highway into granular segments and toll plaza zones to account for variations in topography, meteorology, and socio-economic conditions
  2. Automated hazard and vulnerability assessment

Outputs

  • Risk Assessment – Provides normalized hazard and socio-economic vulnerability scores to quantify exposure and sensitivity.
  • Impact & Response – Estimates climate-related financial impacts and identifies specific adaptation and resilience measures for assets.
  • Monitoring & Reporting – Offers time-series visual analytics of multi-hazard trends and delivers detailed reports on highway assets.

Benefits

  1. Deeper understanding of:
  • Physical climate risk  
  • Mitigation measures
  • Financial impact

2. Strengthen investor confidence through robust climate risk management

Case Study – Climate risk and resilience mapping for Non Bank Finance company – MSME
Problem Statement

To help the NBFC understand, manage, and reduce physical climate risks in its MSME portfolio through sector-specific risk intelligence and climate resilience planning.

Approach
  1. Analyse portfolio to account for variations in hazards and physical plus  socio-economic vulnerability
  2. Granular and automated climate risk assessment along with adaptation and resilience planning

Outputs

  1. Heat map of climate risk for baseline and 2030
  2. Borrower specific Adaptation & Resilience measures
  3. Recommendation on climate aware product design

Benefits

  1. Deeper understanding of:
  • Physical climate risks  
  • Adaptation and Mitigation measures
  • New product opportunitie

2. Climate change scenario analysis and stress testing for the portfolio

Case Study – Climate risk and resilience mapping for Non Bank Finance company – MSME
Problem Statement

To help the NBFC understand, manage, and reduce physical climate risks in its MSME portfolio through sector-specific risk intelligence and climate resilience planning.

Approach
  1. Analyse portfolio to account for variations in hazards and physical plus  socio-economic vulnerability
  2. Granular and automated climate risk assessment along with adaptation and resilience planning

Outputs

  1. Heat map of climate risk for baseline and 2030
  2. Borrower specific Adaptation & Resilience measures
  3. Recommendation on climate aware product design

Benefits

  1. Deeper understanding of:
  • Physical climate risks  
  • Adaptation and Mitigation measures
  • New product opportunitie

2. Climate change scenario analysis and stress testing for the portfolio

Case Study – Embedding physical climate into risk management system of a Fintech

Problem Statement

Fintech wanted to provide an enhanced risk offering to its clients – with climate risk insights.

Approach

Ingest location, sector and asset specific inputs and return physical climate risk and resilience insights as-a-service

Benefits

  1. Enhanced their value proposition by integrating at an asset level:
  • Granular physical climate risk insights
  • Adaptation & resilience measures
  • Expected climate related financial impacts

 

Case Study – Embedding physical climate into risk management system of a Fintech

Problem Statement

Fintech wanted to provide an enhanced risk offering to its clients – with climate risk insights.

Approach

Ingest location, sector and asset specific inputs and return physical climate risk and resilience insights as-a-service

Benefits
  1. Enhanced their value proposition by integrating at an asset level:
  • Granular physical climate risk insights
  • Adaptation & resilience measures
  • Expected climate related financial impacts
 

Awards & Affiliations

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About Us

About Us

Prudent is a deep-tech tool designed to embed climate risk management and resilience directly into everyday business operations. It delivers in-depth, sector-wise and scenario-wise insights on hazards and their financial impacts, holistic vulnerability combining physical and social dimensions and tailored adaptation and resilience measures. With a modular and customizable design, Prudent empowers businesses of all sizes to seamlessly integrate forward-looking climate intelligence into their workflows, strengthening decision-making, safeguarding investments, and building long-term resilience.

Prudent is a Physical Climate Risk and Resilience product by Dygnify Ventures Pvt. Ltd. to catalyse climate informed decision making.

Our Location

Dygnify Ventures Private Limited, 

91 Springboard Business Hub Pvt Ltd, 

Kalina, Bandra Kurla Complex, 

Santacruz East, Mumbai 400098

Dygnify Ventures Private Limited, 

91 Springboard Business Hub Pvt Ltd, 

Kalina, Bandra Kurla Complex, 

Santacruz East, Mumbai 400098

Contact Number
Email

hello@dygnify.com

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